:root{
  --navy:#0B2545;
  --navy-deep:#061424;
  --navy-mid:#12304F;
  --teal:#00D4B8;
  --teal-dark:#00A88E;
  --light:#F2F7FD;
  --ink:#1A2430;
  --grey:#5E6E80;
  --white:#FFFFFF;
  --border:#E3EAF2;
  --shadow:0 4px 24px rgba(11,37,69,.08);
  --shadow-lg:0 12px 40px rgba(11,37,69,.13);
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;
  color:var(--ink);
  background:var(--white);
  line-height:1.6;
  font-size:16px;
}
h1,h2,h3,h4,h5{font-family:Georgia,'Times New Roman',serif;color:var(--navy);margin:0 0 .45em;line-height:1.18;font-weight:normal;}
h1{font-size:48px;}
h2{font-size:36px;}
h3{font-size:24px;}
h4{font-size:19px;}
p{margin:0 0 1.1em;}
a{color:inherit;text-decoration:none;}
img,svg{display:block;max-width:100%;}
.wrap{max-width:1160px;margin:0 auto;padding:0 32px;}
.narrow{max-width:820px;margin:0 auto;}
section{padding:100px 0;}

/* ---------- SHARED BITS ---------- */
.eyebrow{
  display:block;color:var(--teal-dark);font-weight:700;font-size:13px;
  letter-spacing:.09em;text-transform:uppercase;margin-bottom:14px;
}
.centered{text-align:center;}
.centered p.sub{max-width:660px;margin-left:auto;margin-right:auto;color:var(--grey);font-size:18px;}
.lead{font-size:19px;color:var(--grey);}

.btn{display:inline-block;padding:15px 32px;border-radius:4px;font-weight:700;font-size:15px;border:2px solid transparent;transition:all .18s;}
.btn-primary{background:var(--teal);color:var(--navy-deep);}
.btn-primary:hover{background:var(--teal-dark);color:var(--white);}
.btn-ghost{border-color:rgba(255,255,255,.45);color:var(--white);}
.btn-ghost:hover{background:rgba(255,255,255,.1);border-color:var(--white);}
.btn-dark{background:var(--navy);color:var(--white);}
.btn-dark:hover{background:var(--navy-deep);}
.btn-outline{border-color:var(--navy);color:var(--navy);}
.btn-outline:hover{background:var(--navy);color:var(--white);}
.btn-row{display:flex;gap:16px;flex-wrap:wrap;}
.centered .btn-row{justify-content:center;}

/* ---------- HEADER / MEGA NAV ---------- */
header{position:sticky;top:0;z-index:200;background:var(--white);box-shadow:0 1px 0 var(--border);}
.navbar{display:flex;align-items:center;justify-content:space-between;padding:14px 0;}
.logo{font-family:Georgia,serif;font-size:23px;color:var(--navy);font-weight:bold;letter-spacing:-.01em;}
.logo span{color:var(--teal-dark);}
.mainnav > ul{list-style:none;display:flex;gap:38px;margin:0;padding:0;align-items:center;}
.mainnav > ul > li{position:relative;}
.mainnav .top-link{font-size:15px;font-weight:700;color:var(--navy);padding:26px 0;display:block;}
.mainnav .top-link.current,.mainnav .top-link:hover{color:var(--teal-dark);}
.mega{
  display:none;position:absolute;top:100%;left:50%;transform:translateX(-50%);
  background:var(--white);border-radius:8px;box-shadow:var(--shadow-lg);
  padding:32px 36px;min-width:720px;border-top:3px solid var(--teal);
}
.mainnav > ul > li:hover .mega{display:grid;grid-template-columns:repeat(3,1fr);gap:36px;}
.mega-col h5{font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--grey);
  font-family:'Helvetica Neue',Arial,sans-serif;font-weight:700;margin-bottom:14px;}
.mega-col a{display:block;font-size:14.5px;color:var(--ink);padding:7px 0;}
.mega-col a:hover{color:var(--teal-dark);}
.mega-narrow{min-width:300px;}
.mainnav > ul > li:hover .mega-narrow{grid-template-columns:1fr;}
.nav-cta{padding:12px 26px;font-size:14px;}

/* ---------- HERO ---------- */
.hero{background:var(--navy-deep);color:var(--white);padding:120px 0;text-align:center;
  background-image:radial-gradient(circle at 50% 0%, #123255 0%, #061424 62%);}
.hero h1{color:var(--white);max-width:940px;margin:0 auto .3em;}
.hero p{color:#B6CBE2;font-size:20px;max-width:700px;margin:0 auto 36px;}
.page-hero{background:var(--navy-deep);color:var(--white);padding:88px 0 76px;text-align:center;
  background-image:radial-gradient(circle at 50% 0%, #123255 0%, #061424 70%);}
.page-hero h1{color:var(--white);font-size:42px;max-width:860px;margin:0 auto .3em;}
.page-hero p{color:#B6CBE2;font-size:18px;max-width:660px;margin:0 auto;}

/* ---------- BANDS ---------- */
.band-light{background:var(--light);}
.band-dark{background:var(--navy-deep);color:var(--white);
  background-image:radial-gradient(circle at 50% 0%, #123255 0%, #061424 75%);}
.band-dark h2,.band-dark h3,.band-dark h4{color:var(--white);}
.band-dark p{color:#B6CBE2;}
.band-dark .eyebrow{color:var(--teal);}
.band-navy{background:var(--navy);color:var(--white);}
.band-navy h2{color:var(--white);}
.band-navy p{color:#C3D5E8;}

/* ---------- SPLIT ROWS ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center;}
.split + .split{margin-top:96px;}
.split.reverse .split-text{order:2;}
.split.reverse .split-visual{order:1;}
.split-text h3{margin-bottom:.4em;}
.split-text .kicker{color:var(--teal-dark);font-weight:700;font-size:14px;margin-bottom:12px;display:block;}
.split-visual{background:var(--light);border-radius:10px;padding:36px;box-shadow:var(--shadow);}
.band-dark .split-visual{background:rgba(255,255,255,.05);box-shadow:none;border:1px solid rgba(255,255,255,.1);}

/* ---------- STEPS ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:44px;margin-top:56px;counter-reset:step;}
.step{text-align:center;}
.step-num{
  width:52px;height:52px;border-radius:50%;background:var(--teal);color:var(--navy-deep);
  display:flex;align-items:center;justify-content:center;font-family:Georgia,serif;font-size:22px;
  font-weight:bold;margin:0 auto 20px;
}
.band-dark .step-num{background:var(--teal);color:var(--navy-deep);}
.step h4{margin-bottom:.5em;}
.step p{color:var(--grey);font-size:15px;}
.band-dark .step p{color:#B6CBE2;}

/* ---------- CARDS ---------- */
.grid{display:grid;gap:26px;}
.g2{grid-template-columns:repeat(2,1fr);}
.g3{grid-template-columns:repeat(3,1fr);}
.g4{grid-template-columns:repeat(4,1fr);}
.card{background:var(--white);border-radius:10px;padding:32px;box-shadow:var(--shadow);
  border:1px solid var(--border);}
.card h4{margin-bottom:.55em;}
.card p{color:var(--grey);font-size:15px;margin-bottom:0;}
.card ul{margin:14px 0 0;padding-left:20px;}
.card li{color:var(--grey);font-size:15px;margin-bottom:8px;}
.card-flat{background:transparent;box-shadow:none;border:none;padding:0;}
.card-outline{background:var(--white);box-shadow:none;border:1px solid var(--border);}
.card-dark{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);box-shadow:none;}
.card-dark h4{color:var(--white);}
.card-dark p,.card-dark li{color:#B6CBE2;}
.card-link{display:inline-block;margin-top:16px;color:var(--teal-dark);font-weight:700;font-size:14px;}
.card-link:hover{text-decoration:underline;}

.icon-badge{
  width:46px;height:46px;border-radius:8px;background:var(--light);
  display:flex;align-items:center;justify-content:center;margin-bottom:18px;
}
.band-dark .icon-badge{background:rgba(0,212,184,.14);}

/* ---------- FEATURE GRID (8 items, iProov-style) ---------- */
.features{display:grid;grid-template-columns:repeat(4,1fr);gap:38px 34px;margin-top:56px;}
.feature h4{font-size:17px;margin-bottom:.5em;}
.feature p{color:var(--grey);font-size:14.5px;margin:0;}
.band-dark .feature p{color:#B6CBE2;}

/* ---------- STATS ---------- */
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:56px;text-align:center;}
.stat-num{font-family:Georgia,serif;font-size:52px;color:var(--teal);line-height:1;margin-bottom:14px;}
.band-light .stat-num{color:var(--teal-dark);}
.stat-label{color:#B6CBE2;font-size:15px;}
.band-light .stat-label{color:var(--grey);}

/* ---------- TABS ---------- */
.tabs{display:flex;justify-content:center;gap:0;border-bottom:1px solid var(--border);margin-bottom:56px;flex-wrap:wrap;}
.tab-btn{background:none;border:none;font-size:15.5px;font-weight:700;padding:18px 30px;cursor:pointer;
  border-bottom:3px solid transparent;color:var(--grey);font-family:'Helvetica Neue',Arial,sans-serif;}
.tab-btn:hover{color:var(--navy);}
.tab-btn.active{color:var(--navy);border-bottom-color:var(--teal);}
.tab-panel{display:none;}
.tab-panel.active{display:block;animation:fade .25s ease;}
@keyframes fade{from{opacity:0;}to{opacity:1;}}

/* ---------- ACCORDION ---------- */
.acc{border-top:1px solid var(--border);}
.acc-item{border-bottom:1px solid var(--border);}
.acc-q{width:100%;background:none;border:none;text-align:left;padding:24px 40px 24px 0;
  font-size:17.5px;font-family:Georgia,serif;color:var(--navy);cursor:pointer;position:relative;}
.acc-q::after{content:"+";position:absolute;right:6px;top:50%;transform:translateY(-50%);
  font-size:24px;color:var(--teal-dark);font-family:'Helvetica Neue',Arial,sans-serif;}
.acc-item.open .acc-q::after{content:"\2013";}
.acc-a{display:none;padding:0 40px 26px 0;color:var(--grey);font-size:15.5px;max-width:780px;}
.acc-item.open .acc-a{display:block;}

/* ---------- TEAM ---------- */
.team-avatar{width:64px;height:64px;border-radius:50%;background:var(--navy);color:var(--white);
  display:flex;align-items:center;justify-content:center;font-family:Georgia,serif;font-size:22px;margin-bottom:20px;}
.team-role{color:var(--teal-dark);font-size:13px;font-weight:700;letter-spacing:.03em;
  text-transform:uppercase;margin-bottom:12px;}

/* ---------- CTA ---------- */
.cta-band{background:var(--teal);text-align:center;padding:84px 0;}
.cta-band h2{color:var(--navy-deep);margin-bottom:.35em;}
.cta-band p{color:#04443A;font-size:18px;max-width:580px;margin:0 auto 30px;}

/* ---------- FOOTER ---------- */
footer{background:var(--navy-deep);color:#8FA6BF;padding:72px 0 32px;font-size:14.5px;}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr 1fr;gap:40px;margin-bottom:52px;}
footer h5{color:var(--white);font-size:13px;letter-spacing:.08em;text-transform:uppercase;
  font-family:'Helvetica Neue',Arial,sans-serif;margin:0 0 18px;}
footer ul{list-style:none;padding:0;margin:0;}
footer li{margin-bottom:10px;}
footer a:hover{color:var(--teal);}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:26px;font-size:13px;color:#6E85A0;
  display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;}

/* ---------- RESPONSIVE ---------- */
@media (max-width:960px){
  h1{font-size:34px;}
  h2{font-size:28px;}
  .mainnav{display:none;}
  .split,.steps,.g2,.g3,.g4,.stats{grid-template-columns:1fr;gap:36px;}
  .split + .split{margin-top:56px;}
  .split.reverse .split-text{order:1;}
  .split.reverse .split-visual{order:2;}
  .features{grid-template-columns:1fr 1fr;gap:30px 24px;}
  .footer-grid{grid-template-columns:1fr 1fr;}
  section{padding:64px 0;}
  .hero{padding:76px 0;}
  .hero p{font-size:17px;}
}
@media (max-width:560px){
  .features{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr;}
}

/* ---------- LOGO ---------- */
.navbar .logo,footer .logo{display:flex;align-items:center;gap:11px;}
.ts-mark{height:58px;width:58px;display:block;flex-shrink:0;}
.ts-word{font-family:Georgia,'Times New Roman',serif;font-size:24px;font-weight:bold;letter-spacing:-.01em;white-space:nowrap;}
footer .ts-mark{height:52px;width:52px;}
footer .ts-word{font-size:22px;}
@media(max-width:560px){.ts-mark{height:38px;width:38px;}.ts-word{font-size:19px;}}
